Get the right home loan with expert help every step of the way.

There's a lot to consider when getting a loan

You don't know enough about how it all works

With our experience and expertise, you can feel equipped to make the right decisions for your future.

See our resources
You want to make sure you get the right deal

We make lenders compete for your business before and after settlement, ensuring your terms are always competitive.

See our lenders
You're busy and time poor

Loan applications can be time-consuming and complicated. Let us take care of the hard stuff.

Learn more about the process

What our clients are saying

 on Google

Gregory Finance saved us a lot of time and a lot of long calls with the banks. We ended up with a great loan which Patrick pushed through before a rate rise.

Sean, April 2022

Pat Gregory successfully refinanced our loan to a lower rate, released equity enabling us to purchase a second property, and then successfully funded the second property!

Alex, August 2022

We received extremely tailored guidance and support throughout our journey in buying our first home, from the very scary beginning to the nerve racking final moments of the auctions.

Olivia, September 2021

Patrick's work is exceptional. I have moved all my portfolio to him to manage going forth. I don't give compliments easily, but this is well deserved.

Malcolm, July 2021

Patrick was helpful and informative right from our first conversation and was efficient and responsive in every interaction since. He was supportive through every step of the process and will continue to be in an ongoing role.

Kelly, September 2022

Patrick is a lovely broker who is very friendly, patient, easy to understand and tries to do the best to get you the best deal. Highly recommend!

James, a year ago

Patrick was extremely thorough and patient with us throughout the process of us owning our first home. All the nerves and stress of not knowing can be really overwhelming, and Patrick just made it so much easier for us.

Savita,  May 2021

Pat helped my partner and I through the very daunting process of buying our first home. He was very patient with our (many) questions and our requests to ‘run the numbers’ through all the different scenarios.

Genevieve, February 2021

Pat communicated extremely well all the way through what is a lengthy and at times stressful process. He laid out all the options and went through them all step by step with me until we found the right one for my situation.

Nathan, October 2021

Patrick delivers on all his promises and he is definitely a great guy to have in your corner when navigating the property market.

Alastair, September 2021

Pat is knowledgeable and a straight shooter. Very helpful.

Bob, March 2022

I particularly appreciated the ease with which I was able to communicate with Pat without throughout the process. He always responded to my inquiries in a timely manner.

Jenny, a year ago

It was a stress-free experience working with Patrick. He was very upfront and honest, very professional and kept me in the loop, and explained everything to me. He worked hard to get me the loan I needed.

John, Dececmber 2021

Pat was very responsive (I had a LOT of questions and hypotheticals) and adapted well when I changed from residential property in VIC to investment property in QLD.

Nayanisha, August, 2021

Pat made everything easy for us to understand as first time home buyers, and also hustled when required to get us set up in time for auction day.

Jake, November 2022

I would not hesitate to recommend Gregory Finance to anyone requiring financial expertise.

Darren, May 2022


There’s often a better rate. It’s our job to find it for you.

Learn more about what drives us

“We received extremely tailored guidance and support throughout our journey in buying our first home, from the very scary beginning to the nerve racking final moments of the auctions.”

See all Google Reviews

Our lenders

So how does it actually work?

Getting Started

We start by understanding your situation, needs and preferences. We determine what you want to achieve and outline how it could be possible. We’ll collect documents and information from you.

confirmation of lending goals
confirmation of eligibility
Loan Structure & Lender Choice

We present which loan options are available based on your situation, needs and preferences. We answer any questions you may have and run through various scenarios with you to help you compare your different options.

choice of lender
choice of loan structure
Application Prep & Submission

We collect additional information and documents to meet specific requirements of the lender. We prepare a strong application to give you the best chance of a quick approval. Once everything is ready, we submit the loan application on your behalf.

preparation of application
submission of loan application
Approval & Loan Contract Sign-Up

All going well, your loan gets approved! Sometimes the lender will require further information to finalise their decision. The lender then issues loan contract documents to sign which we’ll support you with.

submission of additional info
review & signing of loan contract

We liaise and coordinate with the relevant parties involved to ensure a smooth and timely settlement. We are also available to answer any questions you may have about getting ready for settlement. Congratulations and enjoy!

smooth and timely settlement
Ongoing Support

We continue to be available to answer any questions. Even if we don’t hear from you, we check in periodically to confirm the lender and loan structure still meets your needs. We also review your rate and fees against the market and negotiate on your behalf where necessary.

general customer support
review of situation
review of loan structure
review of rate & fees


What is a mortgage broker?

An intermediary between the borrower and the lender who uses their knowledge, experience, relationship with lenders and software to source competitive terms for the borrower and facilitate a smooth process to settlement.

Do you charge fees?

We do not charge a fee for our service. We are paid a commission by the lender you choose which is fully disclosed to you. We operate under Best Interest Duty which is a statutory obligation for mortgage brokers to act in the best interests of consumers, and to prioritise consumers’ interest when providing credit assistance. It is also at the heart of everything we do, to ensure that our clients are happy because we rely on their reviews and referrals to sustain our business.

Do you provide ongoing support once the loan is settled?

We don’t forget you after your loan has settled. We are paid an ongoing trailing commission by the lender enabling us to continue answering any questions and ensuring your loan structure remains appropriate. We will also compare it with those on offer from other lenders and negotiate with your current lender for you, to ensure your terms remain competitive.

Can you help with borrowing money for something other than a home?

We help our clients with loans for investment properties, cars and business purchases. We also offer refinancing and debt consolidation services. See our Services page for the full list of products we can help you with.